Welcome to this Web site, which is owned and operated by MM Consulting International Ltd. (MMCI) or MMCI's subsidiary, affiliate or related company (throughout these Terms of Use "MMCI" refers collectively to MMCI and its subsidiaries, affiliates and related companies) (the "site"). MMCI maintains the site as a service to its visitors, subject to the following terms and conditions concerning the use of the site ("terms of use"). When you use the site, you accept the terms of use; if you do not reed to the terms of use you may not use the site. MMCI reserves the right to modify content on the site and these terms of use periodically without prior notice.

Use of content on the site
You may view, download and print contents from the site subject to the following conditions: (a) the content may be used solely for information purposes; and (b) the content may not be modified or altered in any way. You may not republish, distribute, prepare derivative works, or otherwise use the content other than as explicitly permitted herein. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of MMCI without the express written consent of MMCI. You may not use any meta tags or any other "hidden text" utilizing MMCI name or trademarks without the express written consent of MMCI. You may not use any MMCI logo or other proprietary graphic or trademark as part of the link without express written permission. You do not acquire any ownership rights to any content in the Site. Any unauthorized use terminates the permission or license granted by MMCI.

Reviews, Comments, Communications, and Other Content
You may submit comments and provide other content so long as the content is not obscene, illegal, threatening, or defamatory and so long as the content does not invade the privacy or infringe the intellectual property of a third party. Further, such content may not contain software viruses, mass mailings, chain letters, or any form of "spam." You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of the information. By submitting information, you grant MMCI a nonexclusive, royalty-free, perpetual, irrevocable and fully sublicensable right to reproduce, use, modify, publish, adapt, translate, create derivative works from, distribute and display such content throughout the world in any media. By submitting information you also represent and warrant that the content is accurate; you own or have permission to use the content that you submit; and that use of the content will not cause injury to any person or entity.

Products and Services Offered By MMCI on the Site
MMCI offers products and services on the Site. When you enroll to obtain a product or service from MMCI on the site, you accept the specific agreement applicable to that product or service. Your use of any such product or service offered on the site is governed by the terms and conditions in the agreement for that product or service. Except as provided in that agreement, MMCI does not warrant that any product descriptions or content contained in this web site is accurate, current, reliable, complete or error-free.

Copyright Information
The site and the content within the Site are the property of MMCI or its suppliers and are protected by Swiss and copyright laws and international treaty provisions. The compilation, organization and display of the content as well as all software and inventions used on and in connection with this site are the exclusive property of MMCI. MMCI reserves all rights in the Site and its content not specifically granted in any agreements with MMCI or in the terms of use.

Copyright Complaints
MMCI respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us.

Trademark Information
MMCI, and other marks indicated on our site are registered trademarks of MMCI. All other trademarks not owned by MMCI or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by MMCI or its subsidiaries.

Third Party Web Sites and Information
The Site may provide hyperlinks to third party Web sites or access to third party content. MMCI does not control, endorse, or guarantee content found in such sites. You agree that MMCI is not responsible for any content, associated links, resources, or services associated with a third party site. You further agree that MMCI shall not be liable for any loss or dame of any sort associated with your use of third party content. Links and access to these sites are provided for your convenience only. EXCEPT AS EXPRESSLY STATED IN AN REEMENT BETWEEN YOU AND MMCI , ALL CONTENT, SERVICES, PRODUCTS AND SOFTWARE PROVIDED ON THIS WEB SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. MMCI AND ITS SUPPLIERS AND LICENSORS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, THOSE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. YOU ARE SOLELY RESPONSIBLE FOR THE APPROPRIATENESS OF THE SITE, ITS CONTENT, AND THE PRODUCTS AND SERVICES OFFERED BY MMCI ON THE SITE FOR YOUR INTENDED APPLICATION AND USE. MMCI DOES NOT WARRANT THAT THE SITE, ITS CONTENT, OR THE PRODUCTS AND SERVICES IT OFFERS ON THE SITE MEET YOUR REQUIREMENTS. SUBJECT TO THE TERMS OF ANY REEMENT BETWEEN YOU AND MMCI. MMCI, ITS SUPPLIERS AND LICENSORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE DAMES, EVEN IF MMCI, ITS SUPPLIERS OR LICENSORS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMES.

Indemnity
You agree to defend, indemnify, and hold harmless MMCI , employees, attorneys and agents ("Indemnities’") against all claims, expenses, liabilities, losses, costs and dames, including reasonable attorney's fees, that the Indemnities may incur (i) in connection with your use of the Site or any hyperlinked Web site or (ii) resulting from content you supply.

Applicable Laws
All matters relating to your access to and use of the Site shall be governed by law. If there is a determination that any provision of these Terms of Use is invalid or unenforceable, that determination will not affect the rest of the Terms of Use and the Terms of Use shall be deemed amended to the minimum extent necessary to make them valid and enforce able.

Privacy Statements
Because we respect your right to privacy, we have developed a privacy statement to inform you about our privacy practices.
For each visitor to our Web page, our Web server automatically does not recognize information regarding the domain or e-mail address. We collect no information on consumers who browse our Web page and except if your sent us your email address. The information we collect is used to improve the content of our Web page, used to notify consumers about updates to our Web site, shared with other reputable organizations to help them contact consumers for marketing purposes, not shared with other organizations for commercial purposes.
With respect to cookies: We do not set any cookies.
If you do not want to receive e-mail from us in the future, please let us know by sending us e-mail at the above address.
With respect to Ad Servers: We do not partner with or have special relationships with any ad server companies.
From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future we will contact you before we use your data for these new purposes to notify you of the policy change and to provide you with the ability to opt out of these new uses.
Customers may prevent their information from being used for purposes other than those for which it was originally collected by calling us at the number provided above.
With respect to security: We always use industry-standard encryption technologies when transferring and receiving consumer data exchanged with our site.
If you feel that this site is not following its stated information policy, you may contact us at the above addresses or email, The DMA's Committee on Ethical Business Practices at mgoldberger@the-dma.org, state or local chapters of the Better Business Bureau, state or local consumer protection office, The Federal Trade Commission by phone at 202.FTC-HELP (202.382.4357) or electronically at https://www.ftccomplaintassistant.gov.

Contact Information
If you have any questions regarding these Terms of Use, please contact MMCI info@mmci.ltd